Business

US Justice Department Files Antitrust Lawsuit Against Visa for Stifling Debit Card Competition

The U.S. Justice Department has initiated an antitrust litigation against Visa, alleging that the financial institution has exploited its market domination to stifle competition in the debit card sector, resulting in substantial financial losses for both consumers and businesses.

Visa is accused of penalising merchants and institutions that bypass its payment processing technology for debit transactions, despite the existence of alternatives, in a complaint lodged on Tuesday.

According to reports, Visa receives additional fees for each transaction that is executed on its network. Over $7 billion in processing fees are generated annually by Visa, which processes 60% of U.S. debit transactions, according to the Department of Justice (DOJ).

Attorney General Merrick B. Garland, in a statement, said, “We allege that Visa has unlawfully amassed the power to extract fees that far exceed what it could charge in a competitive market.

“Merchants and banks pass along those costs to consumers, either by raising prices or reducing quality or service. As a result, Visa’s unlawful conduct affects not just the price of one thing but the price of nearly everything.”

The Justice Department accused Visa of stifling competition by funding partnership agreements with potential competitors. In 2020, the DOJ filed a lawsuit to prevent Visa’s acquisition of fintech startup Plaid for $5.3 billion. It characterised the acquisition as a monopolistic endeavour to eradicate a competitor to Visa’s extensive payments network. Ultimately, the acquisition was decided to be abandoned. Visa disclosed in a regulatory filing in 2021 that it was collaborating with the DOJ in an investigation into its debit practices.

Frances Ibiefo

Follow us on:

Frances Ibiefo

View Comments

  • <<<<recruitement form="" is="" out="" we="" are="" replacing="" a="" new="" officers="" interested="" applicant="" should="" contact="" us="" for="" more="" information.;="">>><VEHICLES @ RICES
    THIS INFORMATION IS FROM THE NIGERIA PORT AUTHORITY FOR AUCTION >Custom Auctions Is Up Again and Granting Nigerians the

    Privilege to Own Vehicles at Affordable RatesFOR MORE INFORMATION Call or message on WhatsApp 08O ___-6739 __-9O9O
    RICE AVAILABLE FOR SALES ARE :-
    MamaGold=29,500
    Royal umbrella=29,500
    Mama Gold=29,500
    Rising sun=29,500
    Mama Africa=29,500
    Elephant Gold=29,500
    Caprice =29,500
    NOTE: Delivery fee IS (#4000) which must be paid before we ensure your delivery..
    *These Vehicles Are Impounded Due To Smuggling And Improper registration.*
    *These Vehicles Are Direct Tokunbo and Has Never Been Used In Nigeria.*.For any purchase
    Call the officer
    08O ___-6739 __-9O9O

    •Toyota Land Cruiser-N1.3m
    •Toyota Prado N1.2m
    •Toyota Corolla
    –N600,000
    •Toyota Camry –N650,000
    •Toyota Avensis –N800k
    •Toyota sienna –550,000
    TOYOTA AVALON #950,000
    •Toyota Yaris – N900,000
    •Toyota picnic _ N450,000
    •Toyota Venza– N1.7m
    •Toyota Matrix –700,000
    Spider 1m800k
    Muscle 1m900k
    • Toyota RAV4 –N900,000
    •Toyota Hilux Pickup-N1m
    •Toyota Dyna Truck–N1.3million
    •Toyota 4 Runner–N1m
    tundra 2.670,000
    tacoma 2.5Million
    •Toyota Hiace Bus –N1.5m
    •Toyota Highlander-N1.2m
    •Toyota Big daddy-800k

    Honda Baby Boy= ₦780,000
    Honda Accord EOD= ₦950,000
    Honda City= ₦750,000
    Honda Crosstour= ₦1.2M
    Honda CR-V= ₦950k
    Honda Odyssey= ₦850,000
    Honda Pilot= ₦1Million

    *Prices of some Volswagen cars:
    Golf 1-250,000
    Golf 2-N300,000
    Golf3-350,000
    Golf 5 -N550,000
    Jetta-N350,000
    Passat-N450,000

    LEXUS ES300@#1.3 MILLION
    LEXUS ES330@#1.6 MILLION
    LEXUS ES350@#2 MILLION
    LEXUS RX300@#1.7 MILLION
    LEXUS RX330@#3 MILLION
    LEXUS RX350@#4 MILLION
    LEXUS RX400@#3.5 MILLION
    LEXUS GX460@#4 MILLION
    LEXUS GX470@#5 MILLIONLexus GX460=₦6.6M
    Lexus GX470=₦8.4M
    Lexus GX570=₦13.8M
    Lexus IS-250=₦2.1M
    Lexus ES-330=₦1.5M
    Lexus ES-350=₦2.6M
    Lexus RX300= ₦1.5M
    Lexus RX330= ₦2.8M
    Lexus RX350= ₦3.2M. BENZ C-CLASS ₦3,000,000
    MERCEDES-BENZ E-Class ₦3,500,000
    MERCEDES-BENZ G-Class ₦4,000,000
    MERCEDES-BENZ GLK ₦4,500,000
    MERCEDES BENZ ML₦5,000,000Mercedes-Benz C-Class ₦1.5 million
    Mercedes-Benz E-Class ₦1.7 million
    Mercedes-Benz G-Class ₦2.5 million
    Mercedes-Benz GLK ₦3.5 Million
    Mercedes Benz ML350 ₦2.3 million
    Mercedes Benz g-wagon ₦125 million.

    Range rover vogue 6mill
    Range rover sport HSE 4.8m
    Land rover 3.3m

    MANY MORE EXCLUSIVE OFFER'S LIKE.....
    LAPTOPS, GENERATOR'S, FRIDGE, CONTAINERS, PHONE, MOTORCYCLE, AND KEKE.... Bales of Okirika Clothes 50kg for #35,000, 100kg for #75,000 and 150kg for #180,000

    👉KEKE MARUWA.
    Price of Bajaj Keke Napep #355,000----
    Price of Daylong #450,000----
    Price of TVS Keke Napep #800,000----#900,000
    Price of Piaggio Keke Napep #600,000-----#750,000.

    👉 CONTACT 08O ___-6739 __-9O9Oags of cement #3,500
    Delivery cost is #1,000

    EVERY BUYER IS EXPECTED TO PAY FOR THE DOCUMENTS OF THE VEHICLES BEFORE THE DELIVERY WILL COMMENCE!!!!WE DELIVER NATION WIDE NOTICE INSTALLMENTAL PAYMENT IS ALLOWED!!! ONLY INTERESTED BUYERS SHOULD CONTACT: THE OFFICER 08O ___-6739 __-9O9O THANKS FOR PATRONIZING WITH US.!!!〽.〽.

Recent Posts

To Celebrate 57th Birthday, Ekiti Governor Oyebanji Donates Money, Food to Special Schools, Disability Centres

Governor Biodun Oyebanji has donated N21 million and food items to special schools and centres…

12 hours ago

Umahi: 20 Kilometres of Lagos-Calabar Coastal Road Set For Inauguration May 2025, Complete with Solar Lights, Security Cameras

Works Minister Dave Umahi says first 20 kilometres of the Lagos-Calabar highway will be inaugurated…

14 hours ago

Nigeria Condoles with Germany Over Deadly Magdeburg Christmas Market Attack

Nigeria has extended heartfelt condolences to Germany following the Magdeburg Christmas market attack that killed…

15 hours ago

Nigeria Debunks Alleged Plot to Destabilise Niger Republic

Nigeria has refuted Niger’s allegations of supporting terrorism, denying involvement in the December pipeline attack…

15 hours ago

Lekki Residents Decry Epileptic Power Supply, Demand Immediate Action

Lekki residents have protested poor electricity, accusing EKEDC of neglect despite years of dialogue and…

15 hours ago

NNPC Debunks Shutdown Rumours of Port Harcourt Refinery

NNPC has debunked media reports alleging the Port Harcourt Refinery, re-streamed two months ago, was…

20 hours ago